Our Services

Complete Loan Solutions, Under One Roof

From personal loans to large-scale project finance, we offer 14 specialized lending services for individuals, MSMEs, and corporates. Our team works with 40+ bank partners to secure the best possible terms for your specific need.

14 Specialized Services

Every Loan Product You May Need

Retail, MSME, and corporate lending — all from a single trusted advisor.

01 FINTRA

Personal Loan

Quick unsecured funding for personal needs — wedding, medical, travel, education or debt consolidation — with minimal documentation and fast disbursal.

Suitable for

Salaried & self-employed individuals with stable income

Purpose

Personal expenses, medical emergency, wedding, travel, debt consolidation

Key features

  • Loan amount: ₹50,000 – ₹25 lakh
  • Tenure: 1–5 years
  • Minimal documentation
  • Competitive interest rates
Enquire about this loan
02 FINTRA

Business Loan

Working capital and expansion funding for SMEs, traders, manufacturers and service providers — secured or unsecured based on eligibility.

Suitable for

SMEs, MSMEs, traders, manufacturers, service providers

Purpose

Business expansion, inventory, working capital, machinery purchase

Key features

  • Loan amount: ₹2 lakh – ₹75 lakh
  • Tenure: 1–7 years
  • Quick processing
  • CGTMSE coverage available
Enquire about this loan
03 FINTRA

Home Loan

Finance your dream home with attractive interest rates, long tenure and balance transfer options from leading banks and HFCs.

Suitable for

First-time home buyers, property investors

Purpose

Purchase of new/resale home, construction, home renovation

Key features

  • Loan amount: ₹10 lakh – ₹10 crore+
  • Tenure: up to 30 years
  • Tax benefits under Sec 80C & 24(b)
  • Top-up loan facility
Enquire about this loan
04 FINTRA

Mortgage Loan

Unlock the value of your existing property for personal or business use with a loan secured against your residential or commercial property.

Suitable for

Property owners needing liquidity without selling

Purpose

Business expansion, medical emergency, education, debt consolidation

Key features

  • Loan amount: up to 70% of property value
  • Tenure: up to 15 years
  • Both residential & commercial property accepted
  • Balance transfer facility
Enquire about this loan
05 FINTRA

Working Capital Finance

Smooth day-to-day business operations with funding for inventory, receivables and operational expenses — tailored to your business cycle.

Suitable for

Businesses with cyclical or seasonal cash flow

Purpose

Inventory purchase, receivables financing, operational expenses

Key features

  • Limit based on turnover & stock
  • Renewable annually
  • Interest only on utilized amount
  • Multiple sub-limits available
Enquire about this loan
06 FINTRA

Cash Credit (CC)

Revolving credit facility secured against stock and receivables — withdraw and repay as per your business need, interest charged only on utilization.

Suitable for

Traders, manufacturers, distributors with regular stock movement

Purpose

Short-term working capital needs, stock purchase, receivables financing

Key features

  • Limit: up to 75% of stock value
  • Renewable credit limit
  • Quick renewal process
  • Multiple banking partners
Enquire about this loan
07 FINTRA

Overdraft (OD)

Flexible credit line linked to your current account — withdraw any amount up to your limit, repay and reuse. Ideal for managing cash flow gaps.

Suitable for

Businesses and individuals needing flexible credit access

Purpose

Cash flow management, emergency fund access, short-term funding gaps

Key features

  • Limit based on relationship & collateral
  • Interest calculated on daily utilized amount
  • Renewable annually
  • Can be secured or unsecured
Enquire about this loan
08 FINTRA

Machinery Loan / CGTMSE

Finance for purchase of new or used machinery and equipment for your business, with special CGTMSE coverage for collateral-free funding.

Suitable for

MSMEs, manufacturers, processors, service providers

Purpose

Purchase of plant & machinery, equipment, technology upgradation

Key features

  • Loan amount: ₹5 lakh – ₹2 crore
  • Tenure: 3–7 years
  • CGTMSE coverage for eligible MSMEs
  • Moratorium period available
Enquire about this loan
09 FINTRA

Letter of Credit (LC)

Bank-issued guarantee for international and domestic trade transactions — ensures payment to your supplier upon fulfilment of terms.

Suitable for

Importers, exporters, traders dealing in goods

Purpose

Import purchases, export sales, domestic trade transactions

Key features

  • Sight & usance LCs
  • Revolving & non-revolving
  • Backed by cash margin or collateral
  • Quick issuance with partner banks
Enquire about this loan
10 FINTRA

Bank Guarantee (BG)

Bank-backed guarantee to third parties on your behalf — performance, financial or advance payment guarantees for business commitments.

Suitable for

Contractors, suppliers, service providers participating in tenders

Purpose

Tender participation, performance security, advance payment guarantees

Key features

  • Financial & performance BGs
  • Issuance against margin/collateral
  • Tenure aligned with contract
  • Counter-guarantee arrangements available
Enquire about this loan
11 FINTRA

Project Finance

Long-term funding for greenfield and brownfield projects — manufacturing plants, commercial complexes, industrial units and infrastructure.

Suitable for

Promoters setting up new projects or expanding existing ones

Purpose

New project setup, plant & machinery, infrastructure development

Key features

  • Loan amount: project-specific
  • Tenure: 5–15 years
  • Moratorium of 6–18 months
  • Phase-wise disbursement
Enquire about this loan
12 FINTRA

Construction Finance

Stage-wise funding for real estate developers and builders for residential and commercial construction projects with milestone-based disbursements.

Suitable for

Real estate developers, builders, contractors

Purpose

Residential construction, commercial projects, mixed-use developments

Key features

  • Disbursement as per construction milestones
  • Tenure aligned with project timeline
  • Land + construction composite loan
  • NPA & pre-EMI options
Enquire about this loan
13 FINTRA

Solar Project Finance

Specialized funding for solar power projects — rooftop, ground-mounted and captive installations for industrial, commercial and residential use.

Suitable for

Industries, commercial establishments, solar developers, farmers

Purpose

Rooftop solar installation, ground-mounted solar projects, solar farm setup

Key features

  • Loan up to 90% of project cost
  • Tenure: 5–10 years
  • PPA or net-metering based repayment
  • MNRE/subsidy scheme guidance
Enquire about this loan
14 FINTRA

Collateral-Free Business Funding

Multiple schemes including CGTMSE, MUDRA, Stand-Up India and state-specific schemes for MSMEs and startups — funding without third-party guarantee.

Suitable for

MSMEs, startups, first-generation entrepreneurs, SC/ST/Women entrepreneurs

Purpose

Business setup, expansion, working capital, machinery purchase

Key features

  • Loan amount: up to ₹5 crore under CGTMSE
  • MUDRA loans up to ₹10 lakh
  • Stand-Up India up to ₹1 crore
  • Subsidy & interest subvention available
Enquire about this loan

Why Choose Fintra

A Loan Advisor You Can Trust

We work for you, not the bank. Every recommendation is made in your interest.

17+ Years Experience

Deep expertise across retail, MSME and corporate lending — we've seen and structured it all.

40+ Bank Partners

Access to the widest possible network of banks, NBFCs and HFCs for the best rates and terms.

End-to-End Support

From application, documentation, follow-up to disbursal — we handle the entire process.

Transparent Process

No hidden charges, no false promises. You see exactly what lenders see and decide together.

Quick Turnaround

Pre-approved offers, faster documentation and priority processing through partner banks.

Personalized Advice

We don't push products. We assess your profile and recommend what genuinely fits your need.

Get in touch

Talk to a Loan Advisor

Tell us a little about your requirement and we'll get back within one business day with the best options for you.

Loan enquiry